Borrowing private money as an entrepreneur

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Borrow money as an entrepreneur for private purposes. Is that possible and more important: how does it work? In this article you can read more about the possibilities of borrowing money as an entrepreneur.

Loan purpose exclusively private

 Loan purpose exclusively private

If you want to borrow money as an entrepreneur in private matters, then your spending objective must be private. Consider, for example, the renovation of your house, financing a new motor home, kitchen or transferring an expensive loan. In short, you cannot use the loan for business purposes. If your requested loan comes about, you sign a statement of spending purpose, in return you will receive a very low interest rate.

Borrow money, when not as an entrepreneur

 Borrow money, when not as an entrepreneur

It is not possible for a self-employed person with a company under 3 years of age to take out a loan. This has to do with the payment risks. These are more difficult to estimate for starting entrepreneurs by the bank.

Loan forms

If you, as an entrepreneur, want to take out a loan for private purposes , you can choose from a personal loan or a revolving credit.

A personal loan offers many benefits. You borrow a fixed amount that is deposited directly into your account. There is a fixed term for the repayment of the loan, whereby the interest is also fixed in advance. You pay a fixed monthly amount to repay the total amount due. If you also use such a loan for a renovation or improvement of your home, you can deduct the interest for income tax. With the National Credit Checker you borrow carefree money at the lowest interest rates and the best loan conditions in the Netherlands. You can request your loan securely and completely online from us.

Financial lease for entrepreneurs

 Financial lease for entrepreneurs

You can also contact the National Credit Checker to finance a company car. Are you an entrepreneur and do you want to lease a company car? This is possible with a financial lease product via the Credit System . You finance your company car in a responsible and attractive way. You pay a fixed lease amount per month and you are the direct economic owner. After the lease period you are the full owner.

Conditions to borrow money as an entrepreneur

 Conditions to borrow money as an entrepreneur

To apply for a personal loan as an entrepreneur, you must meet a number of things:

  • You can apply for a loan up to a maximum of 65,000 euros as a revolving credit or personal loan
  • You must be able to submit 3 consecutive annual accounts with the application
  • As an entrepreneur you have a positive equity
  • You have not had or have had a negative ABC listing in the past

 

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